306 Water Street, Saint Joseph, MI 49085

$1,159,000
  • 306 Water Street, Saint Joseph, MI 49085 Main Photo

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New to the Market Active
BEDS3 BATHS2 full 1 partial SQUARE FEET1,891 MLS#26021268
STATUSActive PROPERTY TYPEResidential - Condominium SUBDIVISIONThe Waterfront Association SCHOOLSt Joseph

Property Description

Luxury Meets Lakeside Living .... Located where the St. Joseph River meets Lake Michigan, this 3-bedroom, 2.5-bath Townhome Villa sits inside an exclusive gated Waterfront Association with unobstructed views of the lake, the lighthouse, and both the North & South Piers. The main level is open and well-suited for entertaining: marble floors, a gourmet kitchen with timeless custom cherry cabinetry, an expansive granite island, and stainless appliances. A wet bar off the dining area and a carved natural gas fireplace make the space feel both warm and welcoming. The living room opens to a private balcony where sunset views stretch across the water. Upstairs, the primary suite has its own lake-view balcony, a spa-style bath with walk-in shower, and generous closet space. and two additional bedrooms. The attached two-car garage has ceramic tile flooring which flexes nicely into extra entertaining space for larger occasions, and direct patio access for grilling and outdoor lounging. For boating enthusiasts, a deeded 55-foot boat slip with a 28,000-pound lift means your vessel is protected and always ready for an open-water adventure. Few properties on Michigans Sunset Coast offer this caliber of boating infrastructure and unobstructed access to Lake Michigan. Just minutes away -- Silver Beach, downtown St. Josephs restaurants, the Whirlpool Fountain, Carousel, Shadowland Pavilion, the Curious Kids Museum, Krasl Art Center, the Farmers Market, and Antiques on the Bluff. The Association also includes a heated pool, clubhouse, and guest parking.A waterfront home like this, with room to entertain, a boat slip, walkable to everything makes your Dream a Reality.

306 Water Street | MLS# 26021268

This condo located at 306 Water Street, Saint Joseph, MI 49085 is currently listed for sale with an asking price of $1,159,000. This property was built in 1989 and has 3 bedrooms and 2 full and 1 partial baths with 1891 sq. ft. Water Street is located in the The Waterfront Association subdivision within the St Joseph school district. Search The Waterfront Association real estate on www.ikeyrealty.com today.

Property Features

Property Type: Residential - Condominium
Basement: Slab, Walk-Out Access
Cooling: Central Air
Fireplaces: 1
Garage: 2 car attached
Heating: Forced Air
Lot Size: 2.17 Acres
Roof Type: Other
Taxes: $15,485
Year Built: 1989

Feature Descriptions

Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Association Amenities: Clubhouse, Meeting Room, Pets Allowed, Pool, Security
Association Fee Includes: Snow Removal, Lawn/Yard Care
Days on Site: 6
Exterior: Balcony
Exterior: Stone, Stucco, Other
Fireplace: Other
Fireplace Y/N: Yes
Flooring: Carpet, Ceramic Tile
HOA: Yes
HOA Fee: 655/Monthly
Interior: Broadband, Garage Door Opener, Wet Bar, Center Island, Pantry
Lake Name: Lake Michigan
Laundry: In Unit, Upper Level
Lot: Sidewalk, Site Condo
Lot Dimensions: for association
Parcel Number: 11-76-8500-0053-00-1
Parking: Garage Faces Rear, Garage Door Opener, Attached
Patio/Porch: Deck, Patio
Pool Features: In Ground
Road Surface: Paved
Rooms Total: 9
Sewer: Public
Sub Type: Condominium
Utilities: Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
Water: Public
Waterfront: Lake, River
Window: Screens, Window Treatments

Local Schools

High School: St. Joseph High School
Middle School: Upton Middle School
School District: St Joseph

Listed By / Shown By

Listed By

Agency Name: @properties Christie's International R.E.
Agency Phone: 269-469-0700
Agent Name: Gary Depa

Shown By

Agency Title: Key Realty
Agency Phone: 877-539-7589

IDX logoThe property comes from the Member MLS's of the Michigan Regional Information Center, LLC (MichRIC). Copyright 2026 Michigan Regional Information Center, LLC (MichRIC). All rights reserved. Information deemed reliable, but not guaranteed. Data Last Updated 05/17/2026.

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Estimated Payment

$ 8,111.58 per month $6,483.12 Principal & Interest $1,290.42 Property Tax $338.04 Homeowner's Insurance

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